1 pound dried black beans - (2 cups)
1 large onion
1 large bell pepper
5 garlic cloves
2 dried bay leaves
1 can diced tomatoes - (14 1/2 oz)
5 cups water
2 tablespoons olive or vegetable oil
4 teaspoons ground cumin
2 teaspoons finely-chopped jalapeņo chili
1 teaspoon salt
3 cups hot cooked rice
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